Spot Wordmark raceready

Injury Insurance for RACERS

Spot has your back if you get injured going all out in your race. Because we firmly believe that breaking a bone shouldn’t break the bank.


Get Spot

You can now add Spot to your RaceReady registration. Spot covers you up to $20,000 if you're injured while racing. Your plan works whether you have health insurance or not. Have insurance? We'll work with your existing insurance to make sure you're made whole. You can rest assured knowing Spot has your back for your next race.

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File a claim

Get hurt

If you get injured during your event, focus on your injury first and get the treatment you need. Go to any licensed medical professional, hospital, ER, or urgent care clinic that is convenient to you. Whatever your physician recommends as treatment should be covered–whether that’s diagnostic tests, scans, surgery, specialist visits, prescriptions, procedures, hospital stays, ambulance or air ambulance rides, physical therapy, and more.

Get paid

Filing a claim with Spot is simple, really. It’s just a matter of taking pictures of your bill(s), explaining how you got injured, and providing a few other details. Once you file a claim, you will be given a personal claims representative who will work with you to determine the best plan for your medical and financial situation.

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Purchase

Spot is stoked to partner with RaceReady to offer members the protection you need for your next race. Simply add Spot to your registration and get ready to go all out on the track knowing that Spot's got your back.

What's Covered? Covered: Broken bone, stitches, surgeries, concussion. Not Covered: Shin splints, dehydration, illness,
						injuries before Spot. What's Covered? Covered: Broken bone, stitches, surgeries, concussion. Not Covered: Shin splints, dehydration, illness,
						injuries before Spot.

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